How to Avoid Post-Disaster Scams
Criminals and scammers often try to take advantage of the generous donors who want to help disaster victims. These scams often pop up after a hurricane, wildfire, or other disaster. This year, with the COVID-19 pandemic, everyone should be vigilant.
So, how do these scams start?
Disaster scams normally start with unsolicited contact. The scammer contacts their possible victim by telephone, social media, email, or in-person. Scammers also use a variety of tactics to lure information out of people.
Tips to help recognize a scam and avoid becoming a victim:
Some thieves pretend they are from a charity. They do this to get money or private information from those with good intentions.
Bogus websites use names that are similar to legitimate charities. This is done to trick people to send money or provide personal financial information.
Scammers even claim to be working for – or on behalf of – the Internal Revenue Service (IRS). Thieves say they can help victims file casualty loss claims and get tax refunds.
You should always contribute by check or credit card to have a record of the tax-deductible donation.
You should not give out personal financial information to anyone who solicits a contribution. This includes things like Social Security Numbers or credit card and bank account numbers and passwords.
Always consult a Certified Public Accountant (CPA) with any questions about disaster donations and potential scams. Submitted by: Canita Gunter Peterson, CPA, Thomas Howell Ferguson P.A. CPAs, (850) 688-8100.